Life and Critical Illness
If you want to provide for loved ones after you die you need adequate life insurance.
However, working out how much cover to get can be quite complex. You may have some life insurance already, as part of a pension or employment contract, for example, but is it enough? Unlike life insurance, which only pays on your death, critical illness insurance is designed to pay you a lump sum or income should you be diagnosed with a life threatening or debilitating condition. Most people in this position cannot continue to work so the policy benefits help to replace lost income. There are lots of policies available, all with different terms and conditions, so it pays to get independent advice before you buy. Our experienced life insurance team look at your individual circumstances to make sure you get the right level of cover to protect you so your family won't have to needlessly suffer financially.